Direct Deposit is a easy and safe way to have your money deposited directly into your Option 1 account. The most common use of direct deposit is payroll payments. When you use direct deposit, you allow your employer or other organization to electronically transfer money into your credit union account. Instead of waiting in teller lines to deposit your paychecks, the money will automatically be deposited on an agreed upon date. Direct Deposit offers many advantages over checks, including:

• Convenience: You can say goodbye to lunch hours spent in line at the credit union to cash your check.
• Reliability: You can have peace of mind knowing your money will always be in your account on time.
• Security: With direct deposit, you don’t have to worry about lost, stolen or misplaced checks.

Ask your employer if they offer Direct Deposit. If they do, you can sign up for the service right at your human resources or payroll department (or you can call Option 1 for assistance). Your employer will still provide you with a pay stub or notice that lets you know that your Direct Deposit was made.

Direct Deposit is also convenient for pension, annuities, dividends and any other regular payments you receive by check. Contact the benefits, human resources or shareholder departments and ask them how to sign up for Direct Deposit.

If you would like to sign up for Direct Deposit at Option 1, you will need our Routing & Transit Number (aka ABA Number): 272480432. You will also need to include an extra zero at the end of your account number.

If you need assistance, call us at 616.243.0125 or toll-free at 800.323.2129. If you joined the credit union in Lansing when our name was Financial Health Credit Union, call our Lansing regional office for assistance: 517.319.1300 or 800.533.8559