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Visa Platinum with Cash Back Reward Perks


At Option 1, we're always looking for ways to give our members more. Here's the newest example: Start using an Option 1 Visa Platinum and you'll receive 1% of your purchases (up to $400) deposited directly to your Option 1 savings account annually. It's one more way for us to say, "Thank you for banking at Option 1!" Choose the Option 1 Platinum card and you'll get the excellent credit union service you have come to expect, while enjoying an incredibly low 10.99% APR with no annual fee.

Additional benefits of our Visa Platinum card:

  • No annual fee
  • 25-day grace period on purchases
  • No-fee cash advances at Option 1 offices
  • Same low rate for purchases and cash advances
  • $1,000,000 in travel accident insurance
  • Auto rental insurance**
  • Generous spending limits up to $25,000

Visa Gold with Travel Reward Perks


Fly to the Caribbean... head to Disney World... take in the sights of Las Vegas... With our Visa Gold Scorecard travel rewards, anything’s a possibility! When you use an Option 1 Visa Gold to pay for purchases, you’ll automatically accumulate points that can be redeemed for vacation packages, airline tickets, hotel stays and much more. Unlike other frequent flyer programs, our travel perks give you the freedom to choose when you travel. With fewer restrictions and no black-out dates, we think you’ll really love this exclusive Visa Gold enhancement. You can also redeem your points for high-tech, name-brand gift merchandise or to get reduced rates on Option 1 loans.

Additional benefits of our Visa Gold card:

  • No annual fee
  • 25-day grace period on purchases
  • No-fee cash advances at Option 1 offices
  • Same low rate for purchases and cash advances
  • $500,000 in travel accident insurance
  • Auto rental insurance**
  • Generous spending limits up to $25,000

* APR — Annual Percentage Rate

** Certain restrictions, limitations and exclusions may apply

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